Terms and Conditions

Acceptance of Terms

By accessing and using the Nilvante portal ("the Site"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

Purpose of the Site

Nilvante is a financial education portal designed to provide educational information about personal finance to citizens of Paraguay. Our content is for exclusively educational and informational purposes.

Financial Disclaimer

IMPORTANT: Nilvante does NOT provide financial, investment, or advisory services. The content provided is educational in nature and should not be interpreted as:

• Personalized financial, tax, or investment advice
• Recommendations to buy, sell, or hold financial instruments
• Guarantee of specific returns or financial results
• Substitute for professional advice from a qualified financial advisor

User Responsibilities

By using this site, you agree to:

• Provide accurate and up-to-date information when registering
• Use the content only for personal educational purposes
• Not reproduce or distribute content without authorization
• Not use the site for illegal or fraudulent activities
• Consult with qualified professionals before making financial decisions

Intellectual Property

All content on the site, including texts, graphics, logos, images, and software, is the property of Nilvante or its licensors and is protected by intellectual property laws of Paraguay and international treaties.

Limitation of Liability

Nilvante will not be liable for:

• Financial decisions made based on educational content
• Losses or damages arising from the use of the information provided
• Interruptions or technical errors on the website
• Content of third-party websites linked from our portal

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately after posting on the site. Continued use of the site after any modification constitutes your acceptance of the new terms.

Termination

We may suspend or terminate your access to the site at any time, without prior notice, if we consider that you have violated these Terms and Conditions or for any other reason at our discretion.

Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the Republic of Paraguay. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Asunción, Paraguay.

Contact

For any questions about these Terms and Conditions, contact us at: legal@nilvante.com or write to: Avda. España 2028, Asunción, Paraguay.